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Regulation Updates & News | Insurance Insider US
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| Jan 22, 2025 2:22:16 PM
Regulation
NY Governor Hochul announces crackdown on auto fraud, excess home insurance profits
Insurance has been an increasingly salient issue among politicians in the state.
Clark Mindock
,
January 14, 2026
Rates
DeSantis announces Citizens rate decrease averaging 8.7% statewide
The company’s policy count has been declining rapidly in recent months.
Clark Mindock
,
January 14, 2026
Catastrophe losses
Palisades and Eaton wildfires were 1-in-35-year event: Gallagher Re
The broker has analyzed the differences in wildfire risk between Northern and Southern California.
Jai Singh
,
January 14, 2026
Rates
Medical care index increases 0.4% in December, with overall inflation up 2.7%
The medical care index increased 3.5% over the past 12 months.
Clark Mindock
,
January 13, 2026
Regulation
California’s Lara backs bill to end claims payment ‘delays and runarounds’
The bill would also mandate guaranteed replacement cost coverage.
Clark Mindock
,
January 07, 2026
Regulation
Wildfire reinsurance and hail mitigation top ‘26 priorities for Colorado: Conway
The state is drought-ridden, hail threatened and potentially making major changes this year as a result.
Clark Mindock
,
January 06, 2026
Rates
Medical care index up 3.3% YoY in November, with overall inflation at 2.7%
Inflation was down from the 3% recorded for the 12 months ending in September.
Olivia Royle
,
December 18, 2025
Regulation
Insurance lawmakers ‘disturbed’ by Trump executive order on AI
The National Council of Insurance Legislators said insurance oversight should be left to states.
Clark Mindock
,
December 17, 2025
Regulation
Lawmakers must overcome ‘fatigue’ to enact legal reforms: Louisiana's Temple
Louisiana Insurance Commissioner Tim Temple outlined key priorities for 2026 in an interview with Insurance Insider US.
Clark Mindock
,
December 17, 2025
Regulation
Florida’s Yaworsky: State seeing best carrier capitalization in a decade
The commissioner said more work needs to be done, but big companies are interested in coming back.
Clark Mindock
,
December 17, 2025
Legal
Chubb shareholder proposal demands exploring subrogation against oil companies
The proposal says oil companies cause climate change and, thus, increased cat losses.
Clark Mindock
,
December 15, 2025
Legal
Judge blocks Trump from dismantling Fema’s BRIC resiliency funding
The legal setback came as publication of a Fema reform report was postponed.
Clark Mindock
,
December 12, 2025
Regulation
NAIC Postcard: AI and RBC draw regulator attention in sunny Florida, ‘climate’ gets the slip
Trump’s shadow loomed over the beachside sessions.
Clark Mindock
,
December 11, 2025
Regulation
'Huge sense of urgency’ to address insurance concerns: NY Senator Kavanagh
NY lawmakers are preparing a legislative package to address insurance costs in the Empire State.
Clark Mindock
,
December 05, 2025
Regulation
Farmers lifts cap on new homeowners’ policies in California
The carrier said it anticipates a better market due to recent reforms.
Clark Mindock
,
November 24, 2025
Regulation
NY bills would require new reporting, encourage climate suits against Big Oil
Similar bills targeting fossil fuel firms have been introduced in other states.
Clark Mindock
,
November 20, 2025
Legal and Regulation
Insurance industry met with skepticism around fraud, legal abuse at NYS hearing
Senators asked for data on fraud but weren’t given any.
Clark Mindock
,
November 19, 2025
Legal and Regulation
Lloyd’s launches probe over process breach under Neal
Whether Clement's promotion was influenced by an inappropriate relationship is in scope.
Fiona Robertson
,
November 19, 2025
Regulation
Acting Fema director to resign after six months in post
He will be replaced at a time when Fema is considering structural reforms.
Clark Mindock
,
November 17, 2025
Legal and Regulation
Insurance industry urges Congress to reform Fema, post-shutdown
The deal to reopen the government also extended the NFIP.
Clark Mindock
,
November 13, 2025
Reinsurance
Greenlight Re gets FSR upgrade to A from AM Best
The Caymans-based reinsurer’s Q3 CoR was 86.6%, down 9.3 points YoY.
Kyoung-son Song
,
November 13, 2025
Regulation
Mamdani’s affordable housing plans on a collision course with industry headwinds
The mayor-elect has promised to build 200,000 new units in New York City.
Clark Mindock
,
November 13, 2025
Regulation
CA’s landmark risk rules challenging but not insurmountable: experts
Industry sources said they expect most larger firms will be able to meet the requirements.
Clark Mindock
,
November 07, 2025
Medmal (Medical malpractice)
Medmal indemnity costs in CA surged 83% since tort reform reversal: Aon
California may not be the only state to see non-economic damage caps in medmal get challenged.
Kyoung-son Song
,
November 07, 2025
Regulation
Will State Farm’s AI discrimination suit break the regulatory dam?
State regulators have largely avoided enforceable AI regulations, but bad news could change that.
Clark Mindock
,
November 06, 2025
Florida
Florida Citizens’ policy count drops below 500k amid wave of depopulation approvals
The insurer reached highs of over 1.4 million policies in September 2023.
Clark Mindock
,
November 03, 2025
Regulation
Trump admin pushing for insurer investment in cryptocurrency
The FIO said it will work with regulators on coverage for digital assets.
Clark Mindock
,
October 30, 2025
Regulation
California proposes regs requiring insurers to report climate, AI risk scenarios
The regulations are designed to address long-term solvency concerns.
Clark Mindock
,
October 28, 2025
Regulation
Senate committee advances wildfire forest bill championed by industry
The bill includes provisions to encourage retrofitting homes in high-risk areas.
Clark Mindock
,
October 24, 2025
Rates
Medical care index up 0.2% in September, with overall inflation at 3%
September’s medical care index increase follows a 0.2% drop in August.
Clark Mindock
,
October 24, 2025
Catastrophe losses
Climate disaster dataset Trump killed is revived by climate non-profit
A former NOAA climatologist who left the agency is running the new operation.
Clark Mindock
,
October 22, 2025
Legal
Citizens denies allegations its claims arbitration system is biased
Critics claim the dispute system denies consumers' key legal rights.
Clark Mindock
,
October 16, 2025
Earnings
Progressive's Florida personal auto profits likely to exceed state statutory limits
The insurer booked a $950mn policyholder credit expense in September.
Kyoung-son Song
,
October 15, 2025
Legal
Illinois sues State Farm over access to data on homeowners’ policies
State Farm is under investigation as its premiums have been rising “drastically".
Clark Mindock
,
October 15, 2025
Commercial Lines
‘Woke Chubb’ campaign cements insurance as new front in climate wars
Activists from the left and the right are focusing on insurance, often on the same issues.
Clark Mindock
,
October 15, 2025
Legal
Fema disaster mitigation funding suit to proceed despite government shutdown
A US district judge ruled a delay could put human life and property at risk.
Clark Mindock
,
October 14, 2025
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