Claims and losses | Insurance Insider US

The market expects a lower proportion of restoration by utilities than after 2018’s Camp Fire.

Last year was the ninth-largest loss year for the country on record.

The year featured the fewest multi-billion-dollar insured loss events since 2019.

The deal follows Alacrity’s sale last year to a group of its private lenders.

The storm is expected to bring freezing rain and heavy snow across a wide swath of the US.

SCS insured losses accounted for 48% of all global losses last year.

Over 30 years after the Northridge earthquake, quakes have fallen out of market discussions.

Increased vegetation could spell trouble in the future.

Reserves will join rate softening, margin pressure, as key topics in Q4 discussions.

Casualty and auto loss costs continue to rise due to inflation as we head into 2026.

The broker has analyzed the differences in wildfire risk between Northern and Southern California.

Wildfires and SCS led to $108bn of total insured losses globally, despite no major hurricane making US landfall.