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P&C Insurance Trends and Analysis | Insurance Insider US
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| Jan 22, 2025 2:22:16 PM
Catastrophe losses
LA fire subrogation: The ~$8bn dollar question
The market expects a lower proportion of restoration by utilities than after 2018’s Camp Fire.
Rachel Dalton
,
January 21, 2026
Cyber
Market hardening for cyber healthcare segment as risks mount
The industry vertical is bucking a trend in the cyber market overall, which remains soft.
Olivia Royle
,
January 21, 2026
MGAs/MGUs
MGA whole account quota shares draw interest, but execution difficult
Risk and commission conflicts in quota share agreements push deals further from either party’s interests.
Sanvi Bangalore
,
January 13, 2026
Commercial Auto
Strategic cargo theft: The latest emerging risk in transportation
Modernized tactics springing from stolen online identities have surged post pandemic and are ramping up losses.
Kyoung-son Song
,
January 12, 2026
Regulation
Wildfire reinsurance and hail mitigation top ‘26 priorities for Colorado: Conway
The state is drought-ridden, hail threatened and potentially making major changes this year as a result.
Clark Mindock
,
January 06, 2026
Reinsurance
US buyer 1.1 takeaways: More choices in property, homework left in casualty
The first round of 2026 renewals was largely favorable for buyers.
Kyoung-son Song
,
January 02, 2026
Renewals
Casualty treaty renewals stable for 1.1 with softening around the edges
Market participants on programs/MGU business in particular feel there's more capacity than 12 months ago.
Kyoung-son Song
,
December 23, 2025
Data
Talent Tracker review: Staff turnover in 2025 16% below 2024 levels
Specialty was the busiest segment but still recorded a YoY drop of seven points.
Mehr Gill
,
December 23, 2025
Catastrophe losses
Texas a tale of two markets as SCS losses mount in quiet wind year
In a state prone to SCS, wind, floods and freezes, carriers are still fighting for market share.
Adam Kovac
,
December 22, 2025
Property treaty
Market momentum forces reinsurers into 1.1 rate cut ‘stampede’
Cedants are opting to bank double-digit savings as reinsurers fight for market share.
Rachel Dalton
,
December 22, 2025
M&A
HHH-Vantage: A new Berkshire or just another total return co?
Ackman will need leaders like Ajit Jain behind him and make the right bets at the right price at the right time.
Farhin Lilywala
,
December 19, 2025
Cyber
Municipalities increasingly seeking cyber insurance as buyer’s market persists
Lower rates, more favorable policies and improved public cyber infrastructure are all contributing to the trend.
Olivia Royle
,
December 18, 2025
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