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P&C Insurance Trends and Analysis | Insurance Insider US
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| Jan 22, 2025 2:22:16 PM
Catastrophe losses
LA fire subrogation: The ~$8bn dollar question
The market expects a lower proportion of restoration by utilities than after 2018’s Camp Fire.
Rachel Dalton
,
January 21, 2026
Cyber
Market hardening for cyber healthcare segment as risks mount
The industry vertical is bucking a trend in the cyber market overall, which remains soft.
Olivia Royle
,
January 21, 2026
MGAs/MGUs
MGA whole account quota shares draw interest, but execution difficult
Risk and commission conflicts in quota share agreements push deals further from either party’s interests.
Sanvi Bangalore
,
January 13, 2026
Commercial Auto
Strategic cargo theft: The latest emerging risk in transportation
Modernized tactics springing from stolen online identities have surged post pandemic and are ramping up losses.
Kyoung-son Song
,
January 12, 2026
Regulation
Wildfire reinsurance and hail mitigation top ‘26 priorities for Colorado: Conway
The state is drought-ridden, hail threatened and potentially making major changes this year as a result.
Clark Mindock
,
January 06, 2026
Reinsurance
US buyer 1.1 takeaways: More choices in property, homework left in casualty
The first round of 2026 renewals was largely favorable for buyers.
Kyoung-son Song
,
January 02, 2026
Renewals
Casualty treaty renewals stable for 1.1 with softening around the edges
Market participants on programs/MGU business in particular feel there's more capacity than 12 months ago.
Kyoung-son Song
,
December 23, 2025
Data
Talent Tracker review: Staff turnover in 2025 16% below 2024 levels
Specialty was the busiest segment but still recorded a YoY drop of seven points.
Mehr Gill
,
December 23, 2025
Catastrophe losses
Texas a tale of two markets as SCS losses mount in quiet wind year
In a state prone to SCS, wind, floods and freezes, carriers are still fighting for market share.
Adam Kovac
,
December 22, 2025
Property treaty
Market momentum forces reinsurers into 1.1 rate cut ‘stampede’
Cedants are opting to bank double-digit savings as reinsurers fight for market share.
Rachel Dalton
,
December 22, 2025
M&A
HHH-Vantage: A new Berkshire or just another total return co?
Ackman will need leaders like Ajit Jain behind him and make the right bets at the right price at the right time.
Farhin Lilywala
,
December 19, 2025
Cyber
Municipalities increasingly seeking cyber insurance as buyer’s market persists
Lower rates, more favorable policies and improved public cyber infrastructure are all contributing to the trend.
Olivia Royle
,
December 18, 2025
Regulation
Florida’s Yaworsky: State seeing best carrier capitalization in a decade
The commissioner said more work needs to be done, but big companies are interested in coming back.
Clark Mindock
,
December 17, 2025
M&A
WTW back in M&A game with Newfront after nearly a decade on the sidelines
The deal valued the tech-driven broker at over ~21x 2025 adjusted Ebitda, suggesting a hefty premium.
Jairo Ibarra
,
December 16, 2025
Regulation
NAIC Postcard: AI and RBC draw regulator attention in sunny Florida, ‘climate’ gets the slip
Trump’s shadow loomed over the beachside sessions.
Clark Mindock
,
December 11, 2025
MGAs/MGUs
Neptune’s IPO was a first, but it may not be the only
MGAs going public is now a viable option, but dominating a market comes first.
Adam Kovac
,
December 10, 2025
Regulation
'Huge sense of urgency’ to address insurance concerns: NY Senator Kavanagh
NY lawmakers are preparing a legislative package to address insurance costs in the Empire State.
Clark Mindock
,
December 05, 2025
Catastrophe losses
Commercial E&S carriers eyeing California growth despite wildfire risk
Admitted carriers on the other hand are still exercising caution as regulatory reforms take hold.
Adam Kovac
,
December 03, 2025
M&A
M&A Deal Update: CRC’s hunt for a TL program approaches the trophy stage
Insurance Insider US reviews Euclid’s process and recent events in US MGA and retail broking.
Jairo Ibarra
,
December 01, 2025
Commercial Lines
Market hardens in non-owned auto and contingent auto liability
The subsegment is the latest commercial auto sector to feel the heat of litigation losses.
Kyoung-son Song
,
November 26, 2025
Financial and Professional Lines
Private credit surge raises alarm of systemic risk for D&O insurers
A string of high-profile bankruptcies has put more scrutiny on the once marginal sector.
Olivia Royle
,
November 26, 2025
Catastrophe losses
Quiet wind season leads Q3 cat loss ratios to drop across the board
Insurers with SCS exposure reaped fewer benefits but still improved over Q3 2024.
Adam Kovac
,
November 20, 2025
Talent
Hiring momentum in US insurance sector weakens in 2025
Finance and insurance hiring is 27% below 2022’s peak, compared with 37% nationwide.
Mehr Gill
,
November 17, 2025
Regulation
Mamdani’s affordable housing plans on a collision course with industry headwinds
The mayor-elect has promised to build 200,000 new units in New York City.
Clark Mindock
,
November 13, 2025
Legal
Beyond the blast zone: What happens after nuclear verdicts are awarded?
Many nuclear verdicts become much less radioactive on appeal.
Clark Mindock
,
November 12, 2025
Regulation
Will State Farm’s AI discrimination suit break the regulatory dam?
State regulators have largely avoided enforceable AI regulations, but bad news could change that.
Clark Mindock
,
November 06, 2025
M&A
M&A Deal Update: US carriers look to Lloyd's
Insight into the state of the insurance M&A market, powered by Insurance Insider US’s comprehensive deal database.
Ben Wylie
,
November 05, 2025
Risk losses
As private flood grows, reinsurers quietly expand capacity
The NFIP expiration and a successful Neptune IPO got attention, but some reinsurers moved earlier.
Adam Kovac
,
October 31, 2025
Rates
Commercial property: Which way is down?
Some disagreement remains in where rate declines have been swiftest and how much further they could go.
Insurance Insider US news team
,
October 29, 2025
Rates
Deductibles back on the table as property market softens
While limited to only some accounts, it’s a sign of the intense competition in the segment.
Adam Kovac
,
October 24, 2025
Commercial Lines
‘Woke Chubb’ campaign cements insurance as new front in climate wars
Activists from the left and the right are focusing on insurance, often on the same issues.
Clark Mindock
,
October 15, 2025
M&A
M&A Deal Update: Unjamming the conveyor belt and the analytics services uptick
Verisk's recent deals and its interest in cyber-analytics firm CyberCube show M&A in the segment has ticked up.
Jairo Ibarra
,
September 30, 2025
Risk losses
Multi-trillion-dollar data center opportunity comes with significant risk
According to McKinsey, the projected spending on data centers is expected to hit $6.7tn by 2030.
Adam Kovac
,
September 29, 2025
Talent
Insurance impact of potential H-1B cost surge likely minimal
The insurance industry’s lower reliance on foreign skilled workers softens the blow.
Sanvi Bangalore
,
September 24, 2025
Regulation
Nat cats: Which states are taking resiliency seriously?
Sources said momentum around resiliency laws is growing at the state and local level.
Clark Mindock
,
September 24, 2025
Catastrophe losses
Hurricane season: Analyzing North Atlantic storm activity so far in 2025
Despite the formation of Gabrielle, there is "a very high probability" of a below-average season.
Ben Wylie
,
September 23, 2025
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