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• Earnings preview

  Q4 earnings preview: We have arrived at the inflection point

  Reserves will join rate softening, margin pressure, as key topics in Q4 discussions.

  Amit Kumar , January 16, 2026
• Rates

  Surplus lines premiums post 5% average monthly rise in November

  Texas was up over 25%, though California and Florida both recorded reductions.

  Sanvi Bangalore , December 01, 2025
• Regulation

  Mamdani’s affordable housing plans on a collision course with industry headwinds

  The mayor-elect has promised to build 200,000 new units in New York City.

  Clark Mindock , November 13, 2025
• Casualty/GL

  Selective’s Q3 reserve charge driven by AY 2024 auto losses in New Jersey

  By line of business, $35mn of the charge relates to commercial auto and $5mn to personal auto.

  Kyoung-son Song , October 23, 2025
• Earnings preview

  Q3 earnings preview: All quiet on the property-cat front

  Lighter cat losses a plus, while top-line, organic growth and reserving concerns persist.

  Noah Marchese , October 10, 2025
• Rates

  California Fair Plan requests 35.8% rate increase after LA wildfires

  The request cites use of Verisk’s forward-looking wildfire model.

  Clark Mindock , October 03, 2025
• Personal Lines

  Floridian HCI’s Exzeo spin-off presses ahead with October IPO

  Sources said that the carrier’s listing is expected to raise around ~$100mn.

  Jairo Ibarra , September 23, 2025
• Regulation

  California lawmakers pass bills for Fair Plan cat bonds, create public risk model

  The measures also seek to encourage greater wildfire mitigation efforts.

  Clark Mindock , September 16, 2025
• Earnings preview

  Q2 earnings preview: The impending soft market is the elephant in the room

  Social inflation, reserving, and organic growth are the topics to watch this earnings season.

  Amit Kumar , July 14, 2025
• Regulation

  NYC mayor signs law lowering PIP for taxis, rideshare drivers

  Under the new law, vehicles will only be required to carry $100,000 in PIP per person.

  Clark Mindock , July 02, 2025
• Regulation

  DFS requests NY taxi insurers to submit ‘actuarily justified’ rates by August

  Rates need to be fair but also should not be “destructive of competition”.

  Kyoung-son Song , June 13, 2025
• Earnings preview

  Q1 earnings preview: An uncertain macro weighs on growth and loss costs

  Economic unease will join cat losses, renewals, and organic growth as Q1’s key topics.

  Amit Kumar , April 14, 2025