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| Jan 22, 2025 2:22:16 PM
Catastrophe losses
LA fire subrogation: The ~$8bn dollar question
The market expects a lower proportion of restoration by utilities than after 2018’s Camp Fire.
Rachel Dalton
,
January 21, 2026
Catastrophe losses
Winter Storm Fern could be billion-dollar loss event: BMS’s Siffert
The storm is expected to bring freezing rain and heavy snow across a wide swath of the US.
Adam Kovac
,
January 20, 2026
Catastrophe losses
Is the industry underestimating quake risk?
Over 30 years after the Northridge earthquake, quakes have fallen out of market discussions.
Adam Kovac
,
January 20, 2026
Brokers
Client and employee support for Guy Carp rebrand strong: Klisura
The reinsurance broker will be known as Marsh Re starting in 2027 as part of a broader company shift.
Thorsten Schier
,
January 16, 2026
Catastrophe losses
End of California drought doesn’t mean no wildfire risk: KCC’s Clark
Increased vegetation could spell trouble in the future.
Adam Kovac
,
January 16, 2026
M&A
Valuations hit 11.50x as M&A volume climbs 0.8% in 2025: MarshBerry
Private capital-backed buyers accounted for 605 of 854 deals last year.
Sanvi Bangalore
,
January 16, 2026
Earnings preview
Q4 earnings preview: We have arrived at the inflection point
Reserves will join rate softening, margin pressure, as key topics in Q4 discussions.
Amit Kumar
,
January 16, 2026
Legal
Howden exec Southern asks court to dismiss Marsh trade secret case
Southern is said to have diverted 36 clients with $4mn in annual revenues from Marsh.
Clark Mindock
,
January 15, 2026
Ontario Teachers’ prepares auto warranty firm Apco for process
Sources said Jefferies and RBC have been retained to advise on the sale process.
Jairo Ibarra
,
January 15, 2026
Loss costs
Loss Costs Lens: Inflation will continue to hurt insurers in 2026
Casualty and auto loss costs continue to rise due to inflation as we head into 2026.
Henry Meiners
,
January 15, 2026
High net worth
Pure to reduce admitted homeowners’ rates in Florida starting February
On average, Pure members will see a 7.6% rate decrease.
Kyoung-son Song
,
January 14, 2026
Regulation
NY Governor Hochul announces crackdown on auto fraud, excess home insurance profits
Insurance has been an increasingly salient issue among politicians in the state.
Clark Mindock
,
January 14, 2026
Rates
DeSantis announces Citizens rate decrease averaging 8.7% statewide
The company’s policy count has been declining rapidly in recent months.
Clark Mindock
,
January 14, 2026
Rates
Medical care index increases 0.4% in December, with overall inflation up 2.7%
The medical care index increased 3.5% over the past 12 months.
Clark Mindock
,
January 13, 2026
MGAs/MGUs
MGA whole account quota shares draw interest, but execution difficult
Risk and commission conflicts in quota share agreements push deals further from either party’s interests.
Sanvi Bangalore
,
January 13, 2026
Catastrophe losses
2025’s $98bn in secondary peril losses highest on record: Munich Re
Wildfires and SCS led to $108bn of total insured losses globally, despite no major hurricane making US landfall.
Adam Kovac
,
January 13, 2026
Specialty lines
Kinsale sees ‘fragmented’ E&S market as property, D&O rates ease
The specialist insurer, meanwhile, expects growth opportunities in homeowners’ this year.
Sanvi Bangalore
,
January 09, 2026
Regulation
California’s Lara backs bill to end claims payment ‘delays and runarounds’
The bill would also mandate guaranteed replacement cost coverage.
Clark Mindock
,
January 07, 2026
Stock check-in
P&C stocks underperform S&P 500 as deep soft market looms
Worsening market conditions drove the majority of P&C stocks to underperform the S&P 500 in 2025.
Noah Marchese
,
January 06, 2026
Regulation
Wildfire reinsurance and hail mitigation top ‘26 priorities for Colorado: Conway
The state is drought-ridden, hail threatened and potentially making major changes this year as a result.
Clark Mindock
,
January 06, 2026
Talent
Former Pure CEO Buchmueller joins PCS as board chair
The independent MGU was spun out of AIG in 2023.
Jairo Ibarra
,
January 05, 2026
Catastrophe losses
More than $22.4bn in claims paid out from California wildfires: APCIA
This is lower than some estimates, which had put insured losses at over $30bn.
Adam Kovac
,
January 05, 2026
Research
2026 US P&C industry outlook: A deep soft market might be closer than you think
An impending soft market further complicates the outlook for carriers with long-tail casualty exposure.
Amit Kumar
,
January 05, 2026
Legal
Oklahoma AG given green light to join State Farm claims denial lawsuit
Drummond had asked the state’s insurance commissioner to help him combat rising rates.
Clark Mindock
,
January 02, 2026
Earnings
P&C CoR expected to rise in 2026 by 2 to 3 points from 94% in 2025: Fitch
The ratings agency maintained a neutral sector outlook.
Andrew Ragsly
,
December 31, 2025
Legal
Howden consents to temporary restraining order in Brown & Brown case
Defendants can service clients who signed BOR letters as of December 29.
Andrew Ragsly
,
December 30, 2025
Legal
Brown v Howden: Hays claims no involvement in raid, Howden discloses onboarding guidelines
Jim Hays outlined $90mn in stock losses as Howden called Brown & Brown’s narrative “false and inflammatory”.
Clark Mindock
,
December 29, 2025
Legal
Judge grants preliminary injunction in Aon-Howden lawsuit
Former Aon employees are barred from using Aon’s confidential information.
Clark Mindock
,
December 29, 2025
Legal
Brown & Brown sues Howden in Massachusetts over employee raid
The broker is seeking an injunction, arguing it lost customers to Howden over the weekend.
Jairo Ibarra
,
December 24, 2025
Rates
Medical care index up 3.3% YoY in November, with overall inflation at 2.7%
Inflation was down from the 3% recorded for the 12 months ending in September.
Olivia Royle
,
December 18, 2025
Regulation
Lawmakers must overcome ‘fatigue’ to enact legal reforms: Louisiana's Temple
Louisiana Insurance Commissioner Tim Temple outlined key priorities for 2026 in an interview with Insurance Insider US.
Clark Mindock
,
December 17, 2025
Regulation
Florida’s Yaworsky: State seeing best carrier capitalization in a decade
The commissioner said more work needs to be done, but big companies are interested in coming back.
Clark Mindock
,
December 17, 2025
Earnings
Slide reports preliminary GWP of up to $600mn for Q4
The Floridian also anticipates $115mn to $125mn in net income for the quarter.
Adam Kovac
,
December 16, 2025
Legal
Chubb shareholder proposal demands exploring subrogation against oil companies
The proposal says oil companies cause climate change and, thus, increased cat losses.
Clark Mindock
,
December 15, 2025
Legal
Aon suit claims intercepted FedEx packages show depth of Howden poaching
The packages contained client lists and records saved as “TOP SECRET” on a former employee’s computer.
Clark Mindock
,
December 12, 2025
Florida
Florida’s SafePoint testing waters on potential 2026 IPO
Sources said the Floridian insurer has been working with Deutsche Bank on the listing preparations.
Jairo Ibarra
,
December 12, 2025
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