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    January 22, 2025

    Insurance Insider US | Unparalleled intelligence on the entire US P&C market

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    Travelers improved cat cover with ‘modest’ increase in costs: CFO Frey

    The carrier confirmed that its corporate cat treaty retention decreased to $3bn this year from $4bn in 2025.
    Research
    Research
    Reserves will join rate softening, margin pressure, as key topics in Q4 discussions.
    Casualty and auto loss costs continue to rise due to inflation as we head into 2026.
    Worsening market conditions drove the majority of P&C stocks to underperform the S&P 500 in 2025.
    An impending soft market further complicates the outlook for carriers with long-tail casualty exposure.
    Latest news
    Latest news
    A quick roundup of today’s need-to-know news, including earthquake risk and AM Best's global reinsurance outlook.
    The year featured the fewest multi-billion-dollar insured loss events since 2019.
    The parties will likely consider settlement talk formats after discovery.
    The move comes after the sale of Dual’s crisis management division.
    Perspectives
    Perspectives
    When owners are not paying attention, discipline and governance are not top priorities.
    Unpacking how much excess capital there really is and dissecting the source of its returns.
    Here’s the five-pillar playbook for insurers ready to move from pilots to profit.
    Despite elevated ROEs, insurers have remained disciplined.
    Interviews
    The ideal collateralized platform must constantly revise capital needs over the long tail.
    Wildfires and SCS led to $108bn of total insured losses globally, despite no major hurricane making US landfall.
    The industry needs to step up in educating clients and understanding their vulnerabilities.
    The state is drought-ridden, hail threatened and potentially making major changes this year as a result.
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    Analysis
    Analysis
    Risk and commission conflicts in quota share agreements push deals further from either party’s interests.
    Modernized tactics springing from stolen online identities have surged post pandemic and are ramping up losses.
    The first round of 2026 renewals was largely favorable for buyers.
    Market participants on programs/MGU business in particular feel there's more capacity than 12 months ago.
    Insider on Air
    Insider on Air
    In Partnership with AXIS
    Looking ahead to 2026, Michael Silas, Head of Global Credit, AXIS, sees mildly positive global growth driven by tech and infrastructure, but says credit sentiment remains cautious and reinsurers must still price to long‑term tail risk.
    In Partnership with Apollo
    With real-time data and analytical tools giving underwriters a clear view of pricing adequacy, mix and attachment points, and allowing faster corrective action when rates fall below acceptable thresholds, insurers are shifting into a new paradigm for soft markets, said James Slaughter, Group CUO, Apollo, during an interview at the Insurance Insider’s London Market Conference.
    In Partnership with Fidelis Partnership
    Insurers can turn the global energy transition into both a commercial opportunity and a force for societal good, said Charlie Heathcote, Head of Sustainability, the Fidelis Partnership, during an interview at the Insurance Insider’s London Market Conference
    In Partnership with Recorder
    Allowing insurers to receive real-time data from MGAs could eliminate the need for monthly bordereaux reporting, said Matt Hicks, Co-founder, Recorder, during an interview at the Insurance Insider’s London Market Conference.
    Conferences & awards
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    Business Club Spring 2026

    April 22 2026
    New York
    Invite only

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    New York Conference 2026 | Add to calendar

    April 23 2026
    Convene, 101 Park Avenue, New York

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    Business Club Summer 2026

    May 2026
    London
    Invite only

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    ILS Connect 2026 | Add to calendar

    10 June 2026
    London Marriott, Grosvenor Square

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    ILS Awards 2026 | Add to calendar

    10 June 2026
    London Marriott, Grosvenor Square

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    Insurance Insider Honours 2026

    2 September 2026
    London

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    Insurance Insider US Honors 2026 | Add to calendar

    September 30 2026
    Ziegfeld Ballroom, New York

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    Business Club Fall 2026

    October 2026
    New York
    Invite only

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    London Market Conference 2026

    November 2026
    London

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