January 22, 2025
Insurance Insider US | Unparalleled intelligence on the entire US P&C market
Written by: Admin
Top Section
Travelers improved cat cover with ‘modest’ increase in costs: CFO Frey
The carrier confirmed that its corporate cat treaty retention decreased to $3bn this year from $4bn in 2025.
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The MGA can offer AI liability limits up to $8.5mn for US companies.January 21, 2026
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The market expects a lower proportion of restoration by utilities than after 2018’s Camp Fire.January 21, 2026
Research
Research
Reserves will join rate softening, margin pressure, as key topics in Q4 discussions.
Casualty and auto loss costs continue to rise due to inflation as we head into 2026.
Worsening market conditions drove the majority of P&C stocks to underperform the S&P 500 in 2025.
An impending soft market further complicates the outlook for carriers with long-tail casualty exposure.
Opinion
Latest news
Latest news
A quick roundup of today’s need-to-know news, including earthquake risk and AM Best's global reinsurance outlook.
Insurance Insider US news team
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January 20, 2026
The year featured the fewest multi-billion-dollar insured loss events since 2019.
The parties will likely consider settlement talk formats after discovery.
The move comes after the sale of Dual’s crisis management division.
Featured
Featured
Featured
End of California drought doesn’t mean no wildfire risk: KCC’s Clark
Increased vegetation could spell trouble in the future.
Most Read
Perspectives
Perspectives
When owners are not paying attention, discipline and governance are not top priorities.
Unpacking how much excess capital there really is and dissecting the source of its returns.
Here’s the five-pillar playbook for insurers ready to move from pilots to profit.
Despite elevated ROEs, insurers have remained disciplined.
Interviews
The ideal collateralized platform must constantly revise capital needs over the long tail.
Wildfires and SCS led to $108bn of total insured losses globally, despite no major hurricane making US landfall.
The industry needs to step up in educating clients and understanding their vulnerabilities.
The state is drought-ridden, hail threatened and potentially making major changes this year as a result.
Analysis
Analysis
Risk and commission conflicts in quota share agreements push deals further from either party’s interests.
Modernized tactics springing from stolen online identities have surged post pandemic and are ramping up losses.
The first round of 2026 renewals was largely favorable for buyers.
Market participants on programs/MGU business in particular feel there's more capacity than 12 months ago.
Insider on Air
Insider on Air
In Partnership with
AXIS
Looking ahead to 2026, Michael Silas, Head of Global Credit, AXIS, sees mildly positive global growth driven by tech and infrastructure, but says credit sentiment remains cautious and reinsurers must still price to long‑term tail risk.
December 02, 2025
In Partnership with
Apollo
With real-time data and analytical tools giving underwriters a clear view of pricing adequacy, mix and attachment points, and allowing faster corrective action when rates fall below acceptable thresholds, insurers are shifting into a new paradigm for soft markets, said James Slaughter, Group CUO, Apollo, during an interview at the Insurance Insider’s London Market Conference.
November 26, 2025
In Partnership with
Fidelis Partnership
Insurers can turn the global energy transition into both a commercial opportunity and a force for societal good, said Charlie Heathcote, Head of Sustainability, the Fidelis Partnership, during an interview at the Insurance Insider’s London Market Conference
November 26, 2025
In Partnership with
Recorder
Allowing insurers to receive real-time data from MGAs could eliminate the need for monthly bordereaux reporting, said Matt Hicks, Co-founder, Recorder, during an interview at the Insurance Insider’s London Market Conference.
November 26, 2025
Conferences & awards
New York Conference 2026 | Add to calendar
April 23 2026
Convene, 101 Park Avenue, New York
Insurance Insider Honours 2026
2 September 2026
London
Insurance Insider US Honors 2026 | Add to calendar
September 30 2026
Ziegfeld Ballroom, New York
Upcoming webinars
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In Partnership with Moody'sOctober 31, 2025
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